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FAQs about Online Credit Card Application (E-Apply)

How to apply for a SBI Credit Card online?

Applying for an SBI Credit Card on our website is very simple:

• Visit the ‘Credit Cards’ page on our website and choose card from the category that fits in best for your requirement.
• Click on ‘Apply Now’ and fill-in the E-Apply form / Online Application form.
• Click ‘Submit’ and you will receive an instant decision on the application basis the information provided.
• If your application is approved, you will receive a call from SBI Card team for verification.
• Post necessary verification, the card is issued to you.

You can also apply for a SBI Card directly from the E-Apply page (Online Credit Card Application page) on website.

How to check my credit card eligibility?

Although your credit card eligibility is based on multiple parameters which can be assessed once you apply for an SBI Credit Card. There are certain basic criteria that all applicants must fulfil. For example:

• Minimum Age – 21 years
• Maximum Age – 70 years
• Occupation – Salaried or Self-Employed
• Other Criteria – Regular source of Income, Good credit score, etc.

What are the documents required to apply for a SBI Credit Card?

The following documents are required to apply for a SBI Credit Card:

• PAN Card
• Copy of Aadhaar Card (with first 8 digits masked) or any valid government address proof
• Other documents like your income documents - Salary Slip, Income tax return etc. may be required depending upon the credit card eligibility & policy

For complete list and details of valid KYC documents, click here

How to track the status of a Credit Card application?

You can track the status of your SBI Credit Card application using the Track Application widget from the Home page or from the Eapply page i.e. Online Application page (Towards the bottom of the page):

• Enter the Application no./ Reference no. that you would have received at the time of applying for a card.
• Click on Track button to check the status of your SBI Card application

Reasons why your Credit Card Application may get rejected?

Credit Card Application rejection can be due to multiple reasons including:

• Non-availability of required information/documents
• Low Credit Score
• Low Income
• Age Eligibility, etc.

How to apply for an Add-on Credit Card?

• You can apply for an Add-on card while applying online for your SBI Card.
• Also, you can apply for an Add-on card by logging to your SBI Credit Card online account in 3 simple steps:
  • Login to your account on website or mobile app
  • Go to Services tab > Add-on Card
  • Fill the application form and submit the KYC documents
  • Your Add-on Card will be issued to you after necessary verification of the submitted KYC documents

  How do I upgrade to a New Credit Card? Do I have to apply for it again?

  • You can upgrade to a new credit card only if you are eligible for it.
  • If you are eligible for the Card Upgrade offer, after logging in you will see a ‘Card Upgrade’ option under ‘Benefits’ section.
  • You will be shown recommended card which you can upgrade to. You will also be displayed the card details: features, benefits, fees, charges etc.
  • Follow the steps given in the Card Upgrade journey and submit the request to upgrade to a new card.

  What is the difference between a credit card and a debit card?

  Credit Cards give you access to a line of credit issued by the Credit Card issuer, while debit cards deduct money directly from your bank account.

  What are cobrand credit cards and what are the different cobranded credit cards that SBI Card offers?

  Cobrand credit cards are the credit cards launched in partnership with another other brand, to offer special discounts and deals. SBI Credit Card offers various cobrand credit cards with brands such as BPCL, IRCTC, Landmark, FBB, Central, Vistara, Air India, Yatra, DMRC etc.

  What is the minimum age limit to apply for a SBI Credit Card?

  Minimum age limit to be eligible to apply for a credit card online is:

  • Salaried individual - 21 years or above
  • Retired pensioner above the age group of 40 years
  • Self-Employed individuals above the age group of 25 years

  Have you applied for SBI Credit Card already?

  Track Credit Card Application

  Retrieve Credit Card Application

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